Bangor Federal Credit Union

Become A Member

Since 1956, Bangor Federal Credit Union has been dedicated to serving the needs of our members and local Maine communities. Become a member and discover the BFCU difference yourself.

Premium & Plus Rewards Checking

At Bangor Federal, our members come first. That's why we're home to some of the best checking rewards around. Earn 4.00% APY dividends with Premium Checking, or 4.00% cash back rewards with Plus Checking. At Bangor Federal, you can be rewarded for spending, or saving, your way.

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4.28% APY Share Certificates

With increased rates on our shorter-term share certificates, Bangor Federal Credit Union is making it easier than ever to start small and earn more! Give us a call or come see any of the friendly faces at our Bangor, Brewer, or Ellsworth locations to learn more.

Share Certificate Details

    4.28%

    6-Month & 1-Year Share Certificates

    *APY = Annual Percentage Yield

    See Our Rates

    4.00%

    Premium Checking

    *APY = Annual Percentage Yield

    Learn More About Rewards Checking

    8.90%

    Our Best Rate Visa Credit Card

    *APR = Annual Percentage Rate

    Learn More About Visa Credit Cards

    2.79%

    Money Market Account

    *APY = Annual Percentage Yield

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      Bangor FCU You Belong here logo

      The mission of Bangor Federal Credit Union is to deliver the best financial experience to our members.

      Auto & Rec. Vehicle Refinance

      Whether it’s the wheels that take you to and from work every day, or that weekend cruiser, let our team put you in the driver’s seat with a rate that makes your budget happy. Refinance your car or rec. vehicle loan with us to receive up to a 2.00% APR rate reduction.


      Visa Credit Cards from Bangor Federal

      Why pay high interest rates and talk to someone at an out-of-state call center when you have a question? Open a Bangor Federal Visa credit card and get the best of both worlds - a lower interest rate and a local team to help you along the way.


      Skip-A-Payment is Back

      We're always looking for ways to help our members and our community. Through our Skip-A-Payment program, a minimum $20 donation lets you skip your monthly loan payment and help our efforts to battle food insecurity in our community.


        About Us

        From our humble beginnings in 1956 from a home on Grove Street, to becoming one of the premiere financial institutions in central and coastal Maine, Bangor Federal’s mission has always remained the same: to deliver the best financial experience to our members.

        Home Mortgage Loans

        It’s deep in the heart of mankind to want their own roof and walls, and we’ve been helping Maine families make this dream a reality since 1956. We’re neighbors helping neighbors.

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        Contact us today.

        Our team is always here for you! Give us a call or use our online form to get in touch.