Bangor Federal Credit Union

Become A Member

Since 1956, Bangor Federal Credit Union has been dedicated to serving the needs of our members and local Maine communities. Become a member and discover the BFCU difference yourself.

4.99% Visa Credit Card Balance Transfer

Let us help you save on your credit card payments so you have more money to take care of the important things in life. Transfer your balance to a Bangor Federal Visa credit card today and enjoy a 4.99% introductory APR through March of 2026.

Premium & Plus Rewards Checking

At Bangor Federal, our members come first. That's why we're home to some of the best checking rewards around. Earn 4.00% APY dividends with Premium Checking, or 4.00% cash back rewards with Plus Checking. At Bangor Federal, you can be rewarded for spending, or saving, your way.

    3.66%

    6-Month & 1-Year Share Certificates

    *APY = Annual Percentage Yield

    See Our Rates

    4.00%

    Premium Checking

    *APY = Annual Percentage Yield

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    8.90%

    Our Best Rate Visa Credit Card

    *APR = Annual Percentage Rate

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    2.63%

    Money Market Account

    *APY = Annual Percentage Yield

    See Our Rates

      Bangor FCU You Belong here logo

      The mission of Bangor Federal Credit Union is to deliver the best financial experience to our members.

      Auto & Rec. Vehicle Refinance

      Whether it’s the wheels that take you to and from work every day, or that weekend cruiser, let our team put you in the driver’s seat with a rate that makes your budget happy. Refinance your car or rec. vehicle loan with us to receive up to a 2.00% APR rate reduction.


      Skip-A-Payment is Back

      We're always looking for ways to help our members and our community. Through our Skip-A-Payment program, a minimum $20 donation lets you skip your monthly loan payment and help our efforts to battle food insecurity in our community.


      Home Loans & Equities

      Whether you're looking to buy or build, refinance, or are looking to use the equity you have in your home as an asset, Bangor Federal is here for you. Talk to our lending team today to see how we can help you meet your home loan needs.


        About Us

        From our humble beginnings in 1956 from a home on Grove Street, to becoming one of the premiere financial institutions in central and coastal Maine, Bangor Federal’s mission has always remained the same: to deliver the best financial experience to our members.

        Home Mortgage Loans

        It’s deep in the heart of mankind to want their own roof and walls, and we’ve been helping Maine families make this dream a reality since 1956. We’re neighbors helping neighbors.

        family eating dinner

        Contact us today.

        Our team is always here for you! Give us a call or use our online form to get in touch.