Overdraft Protection

• The ability to protect multiple checking accounts with one Overdraft Line of Credit
• No annual fee and a low monthly payment amount
• Transferring from the Overdraft Line of Credit to your checking account through Online Banking, Mobile Banking, and iTalk Banking

Apply online today to activate your Overdraft Line of Credit and all the benefits of having a safety net for your checking account should something happen!

¹ This is a loan and an extension of credit. Minimum payment is 2.5% of outstanding balance determined on the last day of the statement cycle or a minimum payment of $50.00, whichever is greater. A fee in the amount of $2.50 will be charged for each loan advance extended. A 12% Annual Percentage Rate begins to be charged on each advance on the date each extension of credit is granted by the Credit Union. Subject to credit approval. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have too many overdrafts.